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After the ruling, costs of health care need fix

Larry Greene Norwich

Publication: The Day

Published 06/28/2012 12:00 AM
Updated 06/27/2012 05:51 PM

Soon, the Supreme Court will rule on ObamaCare. Hopefully, the Court will get it right and rule the unpopular dictate unconstitutional. Then, what do we do about the cost of health care?

Businesses should get out of providing health insurance to employees. Individuals should get tax deductions for their own health insurance. Health Savings Accounts should be tax deductable. A previous employer wanted me to pay $400 per month as my share of the insurance premium. On my own and for the same amount, I could get a major medical policy with a $5,000 deductable for $150 per month and then, in 20 months, I'd have $5,000 in my HSA. Employer provided, full-coverage insurance is a huge waste of money.

Congress should uphold the Constitution's Commerce Clause and stop states from banning interstate sales of insurance products. Government should end mandates on benefits which would enable people to purchase only the benefits they want or need. Serious tort reform is necessary so medical practitioners do not practice defensive medicine. Eliminating unnecessary scope-of-practice laws would increase competition in medicine. Fix Medicare even if it means eliminating Medicare.

Such needed reforms would help lower health care costs.

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