8 p.m.: Sears, Toys R Us and Wal-Mart
9 p.m.: Target
Midnight: Kohl's, Macy's, Old Navy, Crystal Mall
6 a.m.: JC Penney
10 CONSUMER TIPS
Layaway: Layaway can be helpful to reduce credit spending, but watch for hidden fees. Connecticut stores must give you a layaway statement, so pay attention to the terms.
Price matching: Stores often promise to match their competitors' advertised prices, but for electronics, entertainment systems and appliances, you may have difficulty finding the exact same model in competing stores. If you see an ad for the exact same item at a lower price, check all the conditions in the ad before you shop. Call ahead to save time and energy.
Shopping online and by mail: Use only well-known online retailers to avoid scams.
Gift cards: Be sure to understand which protections are available when you buy the cards. Under state law, gift cards sold in Connecticut do not expire, even if an expiration date is printed on the card, nor can they accrue inactivity fees or penalties.
Refunds: In Connecticut, retailers can impose any refund and exchange policy they wish, but they must be conspicuously posted at store entrances, where the items are displayed for sale or at the checkout counter. With no posted policy, you have seven days to return almost any new, unused item, with its original packaging and the sales receipt. Exceptions include custom-ordered or custom-made items, plants, clearance, "as-is" items, or anything otherwise prohibited by law.
Restocking fees: Some stores charge you if you return an item. They are allowed to do it, provided they post a notice of their restocking fees in a conspicuous place in the store.
Extended warranties: These are not warranties at all. A warranty is something you get free with the product. These are service contracts that you pay for and they are not usually recommended, since service contracts often overlap the warranty period that comes with the product (when most repair problems occur).
Source: State Department of Consumer Protection
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